Coming Soon: Important Security Enhancements to Our Website

To better serve your needs, we are implementing new security features on our website. In the coming weeks, you will be prompted during the login process to create a new user name and password. Until you are prompted, you may continue to use your current user name and password to log in.

Excess Liability

R-T Specialty / LoVullo writes personal umbrella coverage with two carriers. Excess liability coverage written over and above the primary insurance of a specific line of business is provided with an A+ carrier.

  • Coverage is excess liability over your primary auto, home, watercraft, recreational vehicle or umbrella policy
  • Follow form over the primary policy
  • Minimum point of attachment for the homeowners is $100,000 CSL
  • Minimum point of attachment for the auto is $100,000 CLS or 100/300/50
  • Minimum point of attachment for the watercraft and recreational vehicles is $300,000 CSL
These are just a sample of the product lines and/or coverages we write. Please contact an underwriter with any specific questions you may have.