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Due to Hurricane Jose, cease bind orders are currently in effect for our carriers. Binding restrictions may apply to certain products and states.

Excess Liability

R-T Specialty / LoVullo writes personal umbrella coverage with two carriers. Excess liability coverage written over and above the primary insurance of a specific line of business is provided with an A+ carrier.

  • Coverage is excess liability over your primary auto, home, watercraft, recreational vehicle or umbrella policy
  • Follow form over the primary policy
  • Minimum point of attachment for the homeowners is $100,000 CSL
  • Minimum point of attachment for the auto is $100,000 CLS or 100/300/50
  • Minimum point of attachment for the watercraft and recreational vehicles is $300,000 CSL
These are just a sample of the product lines and/or coverages we write. Please contact an underwriter with any specific questions you may have.